![]() In order to identify where you want to make a change you need to first know where it’s all going. If you don’t know how you are currently spending your money, it can be hard to plan for the future. Advisors often encourage clients to have a budget (or a “spending plan,” as we like to call it) for several reasons, including: One of the oldest tools to help you do this is a budget. Principle #1 - Spend Less Than You EarnĬhristian financial advisors, along with most other financial advisors, encourage their clients to spend less than they earn. These financial principles come from the bible and can work regardless of your beliefs. With that in mind, let's explore five principles of Christian financial planning. We can only trust God to guide and sustain us - not the amount of money in our bank account. Since we are not God - not sovereign, omnipotent, or omniscient - we don't know the future. Understanding that we are merely stewards of these resources and that God owns it all, can help us reorder our spending decisions, and challenge the amount of power that money has over us. To be intentional with our money, often means budgeting for future goals and expenses, as well as present needs. Afterall, we are simply managers of His resources. Ask yourself if your purchasing aligns with your values and what God would have you do with your money. ![]() God owns it all - this statement isn’t always well received, but if you’re Christian, scripture clearly reminds us… "The earth is the Lord’s and the fullness thereof," wrote King David in Psalm 24:1-2, "the world and those who dwell therein, for he has founded it upon the seas and established it upon the rivers."Īs creator and ruler of heaven and earth, God owns everything.Įvery spending decision is a spiritual decision. Keeping money in the right perspective can be helpful for anyone, especially for those of us who are Christian. Money has a unique way of controlling our thoughts, relationships, and our lives. Managing your finances involves balancing a lot of moving parts. ![]() ![]() You need to budget - most financial experts would say - and save money, pay off debt, and invest in order to be successful with your finances. ![]()
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